• Is open banking doomed from the start?

    Posted August 16, 2018 by Talking Payments

    The financial world is currently in the throes of implementing two landmark regulations aimed at making the banking sector more customer-centric, secure, competitive and innovative.   However, if you look beyond the headlines, it is clear there is a great deal of conflict between the Second P...

  • The evolution of attacks against PoS devices

    Posted August 17, 2017 by Ori Bach

    Point-of Sale (POS) cybercrime is highly sophisticated, with cyber attackers continuing to target the retail industry aggressively to obtain credit and debit card account data. The ubiquity and widespread deployment of these POS systems is what makes them highly attractive targets for cyber thieves,...

  • When payment has a point

    Posted July 28, 2017 by Georgina Nelson

    What's the point of payment? For most businesses it’s an entirely functional affair.   It’s the necessary transaction that signals the end of a customer’s experience. They’ll have swiped their card, or punched their pin, but besides the size of the tip they might have ...

  • 'Stick-on’ technology set to revolutionise online payments

    Posted March 7, 2017 by Jens Bader

    While 2016 may have been yet another year where bitcoin dominated industry conversations, the hype is beginning to get a bite of reality. While many organisations have been exploring its applications, even the most optimistic predictions of mainstream use put it years off. Instead, change is more li...

  • Are you making it too easy for your online customers to abandon

    Posted December 12, 2016 by Luke Griffiths

    There are all sorts of reasons why consumers abandon their purchases at online checkouts, but most of the solutions tried by retailers fail to overcome this payment issue. Consumers are being offered more choice than ever, but many retailers don’t think about the stages shoppers must go throug...

  • Move over bitcoin, blockchain is coming to a bank near you

    Posted October 20, 2016 by Philip Low

    Bitcoin, the ‘cryptocurrency’, reached a peak of $750 in June 2016 and is thriving like never before. Some even predict it could finally reach mainstream this year. While it is some way short of the dizzying high of $1,216, achieved in late 2013, when it seemed like we were witnessing th...

  • Brexit and PSD2 – an opportunity for faster payments

    Posted October 5, 2016 by Andrea Dunlop

    Depending on what you read, the decision on Brexit currently seems a little bit like doing the Hokey Cokey. Whatever the outcome, there is likely to be significant impact on the revised Payment Services Directive (PSD2), so what can merchants expect regarding payments disruption when article 50 is t...

  • Contactless – 2 sectors that are cashing in

    Posted August 25, 2016 by Talking Payments

    Contactless payments have become mainstream in the UK – that’s a fact. According to new figures from Barclaycard, British consumers are now making seven million tap-and-go purchases per day, and these numbers are growing all the time.  Here are some sectors that are leading the cha...

  • Cash – why it's here to stay

    Posted August 9, 2016 by Ewan Ogilvie

    Recent statistics by Visa Europe have shown that at least one-in-five card transactions are now tap-and-pay, compared to just one-in-sixty in 2013. In fact, Visa had three billion contactless payments in Europe in the last year alone - triple the amount of the previous twelve months. Likewise, the U...

  • What’s putting shoppers off at the point of payment?

    Posted May 12, 2016 by Paul Leybourne

    Retailers spend a lot of resources and effort on bringing customers in-store, but often overlook the means to commit shoppers to actually going through with payment and purchase. So what is putting shoppers off at this stage of the journey?  Our recent research showed that a third of consumers...